Business Blog

Shared Ownership Mortgages and affordable housing schemes are helping people to get onto the property ladder.

As the country enters a severe housing slump, shared ownership mortgages are aiding people to overcome the problems facing those trying to get onto the property ladder.

The Problem with the Housing Market

We have been experiencing a housing boom, where buy-to-lets [...]

SSON: Can we have a bit of background, Steve? Tell us about how the HMPS journey began and how you got involved.

Steve Hodgson: I joined HMPS in 2005 to establish a shared service for them, which is how and when I became involved. The Prison Service had a program to transform its support functions (HR, [...]

With all the doom and gloom over housing market, you might be surprised to know that this is a fantastic time to buy a house via a Shared Ownership & Shared Equity scheme. Even if you have bad credit. You can get a great mortgage deal with the following lenders……
Let’s look at a few high [...]

You can share a folder with advanced permissions. You use these permissions to decide who has access to the folder and what those users can do with the folder. You can also apply advanced permissions to entire security groups rather than individual users. For example, if you apply permissions to the Administrators group, those permissions [...]

With all the doom and gloom over housing market, you might be surprised to know that this is a fantastic time to buy a house via a Shared Ownership & Shared Equity scheme. Even if you have bad credit. You can get a great mortgage deal with the following lenders……
Let’s look at a few high [...]

When the internet was unleashed to average consumers in the late 90s, I never dreamed it would become so incredibly popular – especially to the point where it has literally become the crunch I physically depend on. Over a decade later, I’m sure we can all agree that millions of people can’t imagine life without [...]

If you’re not all that familiar with the many faces of web hosting, shared hosting is the most common form you will find. Companies like BlueHost, WebHostingPad, Fatcow – they all offer shared web hosting services. Shared hosting is the first choice for many individuals and small business owners.  In fact, most of the sites you [...]

Shared webhosting is housing and serving files for a web site. For individuals or small to medium scale businesses that cannot afford to gain an extreme robust connection to the internet for their web site on their own. This is where the virtual or shared webhosting businesses come in. They provide the [...]

Introduction:


Shared ownership mortgages were formed to help people buy the property of their own, when they cannot afford to buy full property at a time. The share of property is usually 50%, but may also be 25% or 75%, and is purchased from housing associations. Thus you own a certain shares of property and pay [...]

Mortgages available on shared ownership for returning the loan are termed as shared ownership mortgages. Shared ownership mortgages are considered to be more risky than the traditional loan schemes; this is the primary reason why it is considered to be limited in nature. Before discussing the advantages and limitations of shared ownership mortgage, lets see [...]